Foundation issues are generally one of the biggest red flags when it comes to purchasing Real Estate. Contrary to what many people believe, you can purchase a home with foundation issues and still be “safe.” Here are a few things that you should know prior to placing an offer on a home with foundation issues and damages.

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If repairs have been made to the foundation already it is important that you have documentation of the work so that you know the severity of the crack, the repairs that were made and any potential damages that could be caused by the repairs in the future.

Many lenders will not approve a loan if there are any sort of structural damages or defects on the property. Because of this, you may need to provide proof of repairs, or have repairs inspected prior to closing your loan to provide proof to the lender that the property is currently free of any active damages.


If there are current cracks within the foundation, it is important to have it inspected thoroughly as repairs on cracks can range drastically in price. Some minor cracks may be as little as $500 to repair, whereas larger cracks can reach upward of $10,000 which can cause a pretty good dent in your budget.

If the cracks appear minor, moving forward with the purchase of the sale could still be a good option, however, should the cracks and damages be extensive then it is it vital that you discuss the damage in depth with a professional assessor so that you are fully aware of the needed funds for repairs as well as any potential damages that may arise down the line due to the cracks. Additionally, as mentioned above, should the damages be severe, you may have a hard time securing funds from a lender.

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While many buyers run at the thought of any type of foundation issues, as long as the proper repairs either have been made or you plan to do so, there really isn’t as much danger in purchasing a home with either a foundation crack or repair. As long as you work closely with your agent, discuss damages and repairs in depth, and ensure to hire a reputable assessor, you can decide to either purchase a home with current or previous foundation damages and repairs, or decide to continue your home search elsewhere.

If you’re currently searching for a new home, are ready to work with a qualified agent to list and market your property or if you have any questions regarding Southwest Washington Real Estate, please feel free to contact our office at any time.